WHY SELL AND STAY
Make exiting your business easy
Take capital off the table now
Is the average age of your client bank steadily climbing? Are you worried about the changes to BADR tax relief?
With a sell-and-stay model you get to take capital off the table now and de-risk, without having to stop working altogether.
Keep doing the work you still enjoy
Many owners are ready to step away from running the business before they are ready to stop advising.
Selling and staying means removing the burdens of running a business without saying goodbye to your clients.
Give retirement a longer runway
A sell-and-stay model allows you to take a more phased approach towards retirement over the coming years.
It means avoiding the stress of planning for retirement and selling your business at the same time.
How it works
Unlike a partnership programme, a sell and stay deal involves selling 100% of your business to an acquirer. Following completion, you then become an employed adviser under the new company. This means that post-sale, you will be paid a salary as well as a bonus on any new business.
How long you stay on for is up to you and the acquirer. The majority of financial advisers will continue working for at least 2 years post-sale to see their clients through integration and the earn-out period.
Is sell and stay right for me?
"I've been self-employed for way too long, I can't see myself working for someone else."
Financial advisers considering their exit options are often concerned that they are "unemployable." So why do many still choose to sell and stay?
The answer is that the acquirers we work with do not expect you to be working 9-5, in the office five days a week. Your job is ultimately to continue servicing your clients with the same care and consideration you have all these years, the best way you know how.
"How would I integrate with a new business? What if we have completely different financial planning philosophies?"
This is where Chapters Capital come in. It is our job to ensure that the acquirers you meet are compatible with you and your approach to financial planning. Whether that means they are independent, whole of market, or they use the same platforms as you, or even down to their back office system.
Client continuity is the key to a successful transaction, and that begins with only being introduced to firms that are a great match for your business.
Our process
We begin by getting to know you, your goals, and your business. From there, we assess your situation and develop a unique plan to meet your specific needs.
Consultation
We will present you with potential buyers. We will highlight why they are a fit, the valuation they would place on the business, and the practical points to consider for each deal.
Matching
We facilitate and chair meetings with buyers, ensuring an agenda is set so all your questions are answered. We also take detailed minutes, so you can focus fully on the discussion.
Meetings
The many moving parts of a deal can make selling a stressful process. We will make sure you know what is happening and what is expected from each party throughout.
Deal management
What our clients say
Read postcards from our past clients.
"Simon assisted us with sale of our financial advisory business. The business was valued at 8 figures. He was immensely patient - negotiations took several months as we owned several interlinked firms. He has a real eye for detail. Clarifying and answering hundreds of questions. Best of all he is a thoroughly decent and caring chap.
I would recommend Chapters Capital to any serious minded seller or buyer of IFA businesses."
TO:
Chapters Capital,
10 St. Bride Street, London, EC4A 4AD
GEORGE CRITCHLEY,
TRUE BEARING CHARTERED FINANCIAL PLANNERS
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Start a free confidential conversation
Speak to a member of our team about the acquirers and deal structures available to you today.
Find out how much your business is worth
Gain insights into the market and buyer landscape
Understand the deal structures available to you
Discover what you need to prepare before you sell
Plan your next steps